Mortgage, Housing, and Finance News from the Southeast and Beyond
My blog articles are written to help all kinds of homebuyers in the Southeastern states where I lend with a focus on real estate in Southeast Georgia and Northeast Florida.
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Labor Day and Your Loan: Strategic Steps for Homebuyers Eyeing a September Move
Understanding the Timing of a September Move As we approach Labor Day, many prospective homebuyers are planning their moves around this traditional end-of-summer holiday. If you’re considering buying a home…
Navigating the August Homebuying Rush: Expert Tips to Secure a Mortgage Before Labor Day
Introduction As we enter the month of August, many prospective homebuyers find themselves in a race to secure a mortgage before the summer season culminates with Labor Day. This period…
Highest Rates in Over a Year (And a Small Recovery)
Highest Rates in Over a Year (And a Small Recovery) While the milestones may be significant, the underlying reasons for them remain simple. Let’s start with the milestones, even though they’re…
Beat the Back-to-School Rush: Smart Mortgage Strategies for Securing Your New Family Home Before August Ends
Introduction As the end of July approaches, many families are preparing for the back-to-school season. This period is not just about stocking up on school supplies; it’s also a strategic…
Beat the Heat: Top Mortgage Tips for Buying Your Dream Home During the August Market Surge
Introduction As we move deeper into the summer months, the real estate market often experiences a surge in activity. August, in particular, can be a competitive time for homebuyers. With…
Oil and Rates Giving Their Relationship Another Shot
For 3 months, they were almost inseparable. Then in June, they went their separate ways. Now oil and rates are back together in July, for the most part. Specifically, movement…
Mid-Summer Mortgage Moves: What Current Trends Mean for Your August Home Purchase or Refinance
Understanding Mid-Summer Mortgage Trends The peak of summer is upon us, and with it comes a lively real estate market. Whether you’re considering purchasing a new home or refinancing your…
Fireworks and First Mortgages: How to Navigate the Summer Housing Market Before Labor Day
Understanding the Summer Housing Market The summer months, stretching from the Fourth of July to Labor Day, create a vibrant season for the housing market. This period is often marked…
Homeownership and Hurricane Season: Essential Mortgage Advice to Secure and Protect Your Investment This July
Understanding the Impact of Hurricane Season on Homeownership As we approach the peak of hurricane season this July, it’s crucial for homeowners, especially those in coastal and high-risk areas, to…
Fed Steals Spotlight From Iran War
Since March 1st, the Iran war has been the primary reason for movement and volatility in the bond/rate market. Pre-war motivations were woefully muted. That changed a bit with…
Everyone Won Last Week’s Round of Deal or No Deal
Since late March, markets have had repeated opportunities to play deal or no deal when it comes to ending the Iran war. Sometimes we won. Sometimes we lost. Last…
Summer Renovations and Refinancing: Funding Your Home Improvement Projects Ahead of the Independence Day Holiday
Introduction With the Independence Day holiday just around the corner, many homeowners are considering home improvement projects to enhance their living spaces. Summer is an ideal season for renovations, and…












