How Much House Do You Really Need?
A common dilemma that many potential homebuyers face: determining how much house they truly need. In a world where “bigger is better” has often been the prevailing sentiment, it’s essential…
The Top Mistakes to Avoid When Applying for a Mortgage: Tips for a Smooth Approval Process
Securing a mortgage is a significant step in the home buying journey, and avoiding common mistakes during the application process is essential for a smooth approval experience. As a mortgage…
What Makes a Mortgage Broker or Lender Trustworthy? Evaluating Reputation, Expertise, and Customer Service
Choosing the right mortgage broker or lender is a critical step in the homebuying process. Your financial well-being and the success of your homeownership journey depend on finding a trustworthy…
Mortgage Rates and Trends: What You Need to Know to Make Informed Decisions
When it comes to purchasing a home or refinancing your existing mortgage, understanding mortgage rates and trends is essential for making informed financial decisions. As a mortgage professional, I’m here…
How to Navigate the Homebuying Process: A Step-by-Step Guide for First-Time Buyers
Are you ready to take the exciting leap into homeownership? As a mortgage professional with years of experience in the real estate market, I understand that purchasing your first home…
What Should I Do First: Sell My Home or Buy a New Home?
If you are moving due to a new job, relocating cities, needing a larger or smaller home, or any other reason, it can be tricky to time things just right.…
What Credit Score Do I Need to Get a Mortgage?
Generally, a credit score of 620 or higher will get the best terms for a mortgage. A higher credit score can make the underwriting and approval process faster and easier,…
How Long Does It Take to Buy a Home?
The exact time that it takes to get from the home search process to turning the key and walking into your new home can vary. Generally, it’s best to estimate…
First Steps to Buy a Home
If you’ve been dreaming of owning your own home, you may be ready to start looking for something with a dreamy master bedroom, plenty of outdoor entertaining space, and a…
Getting Pre-Qualified for a Housing Offer
If you’re getting ready to start your housing search, there are a few documents that can be helpful to have on hand. These can make the offer process much faster…
How Much Do You Need as a Down Payment on a House?
In the market to purchase a home? You may be wondering how much you need to save for a down payment. Typically, 20% of the purchase price is needed for…
What’s the Deal with Raising Rent?
Whether you are a renter or a landlord, you’ve probably thought about rents raising and wondered if it’s the right thing for your situation. There are a few questions on…
