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My blog articles are written to help all kinds of homebuyers in the Southeastern states where I am licensed with a focus on real estate in the Golden Isles of Georgia.
Spring Cleaning Tips That May Boost Your Home’s Value
A Fresh Start, Inside and Out Spring cleaning isn’t just about dusting and decluttering—it’s an opportunity to enhance your home’s appeal, functionality, and even its value. Whether you’re staying put…
Is Spring the Right Time to List Your Home? Here’s What to Consider
Spring Brings More Than Just Sunshine As the weather warms up and the days get longer, many homeowners start asking the same question: Is spring the best time to sell?…
What Is Escrow and Why Do I Need It?
Understanding Escrow Accounts When you’re buying a home, you’ll hear a lot of new terms—one of the most important is “escrow.” While it might sound technical, escrow is simply a…
Credit Health and Mortgages: What to Know Before You Apply
Credit Matters More Than You Think When preparing to buy a home, your credit score becomes more than just a number—it’s a key part of your financial identity. While it’s…
Low Jumbo Mortgage Rates
Capital City Home Loans is proud to announce an exciting enhancement to our Portfolio Select Jumbo Loan Program! Just in time for spring market to hit…. we’ve got some game-changing…
Spring 2025 Housing Market: What Buyers Need to Know
Why Spring is a Prime Time for Real Estate Spring consistently ranks as one of the most active seasons in real estate—and for good reason. The weather improves, daylight lasts…
Should You Buy a Home and Renovate or Buy Move-In Ready?
When it comes to buying a home, one of the big decisions many buyers face is whether to purchase a fixer-upper and renovate or go for a move-in-ready property. Both…
How to Improve Your Mortgage Approval Chances
Getting approved for a mortgage is an exciting step toward homeownership, but it requires careful financial planning. Lenders look at various factors to determine your eligibility, and small improvements can…
Common Mortgage Myths Debunked
When it comes to getting a mortgage, there’s no shortage of misinformation. Many homebuyers, especially first-timers, hesitate to apply because they believe common myths that simply aren’t true. To help…
How to Choose the Right Mortgage Lender or Broker
Choosing the right mortgage professional is a critical step in the home-buying process. Whether you work with a mortgage lender or a mortgage broker, the decision can impact your loan…
The Do’s and Don’ts of Applying for a Mortgage
Applying for a mortgage is an exciting step toward homeownership, but it’s important to approach the process carefully. Certain financial decisions made before and during the application process can impact…
How Rising Interest Rates Impact Your Homebuying Power
Interest rates are one of the most important factors to consider when buying a home. They directly influence how much you’ll pay each month on your mortgage and, ultimately, how…
