Mortgage, Housing, and Finance News from the Southeast and Beyond
My blog articles are written to help all kinds of homebuyers in the Southeastern states where I lend with a focus on real estate in Southeast Georgia and Northeast Florida.
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Memorial Day and Mortgage Moves: How to Choose the Right Loan Before Summer Begins
Introduction As Memorial Day approaches, many of us are not only reflecting on the sacrifices of our service members but also contemplating the start of the summer season. With warmer…
Mortgage Rates Jumped Last Week. The Trend Continues Today
Mortgage Rates Jumped Last Week. The Trend Continues Today Last week’s newsletter noted an exceptional lack of volatility, but the week ended up shifting gears in a noticeable way…
Cinco de Mayo to Closing: Celebrating Culture and Community While Navigating Your Homebuying Journey
Celebrating Cinco de Mayo in Your New Community As we approach Cinco de Mayo, a vibrant celebration of Mexican culture and heritage, it’s a wonderful reminder of the importance of…
May 2026 Mortgage Check-In: Evaluating the Benefits of Refinancing Before Rates Change
Introduction As we step into May 2026, it’s an ideal time for homeowners to evaluate their current mortgage situation. With potential changes in the financial landscape, particularly interest rates, refinancing…
Tune Into Homeownership: How the Upcoming Kentucky Derby Can Teach First-Time Buyers About Racing to the Finish Line
Introduction As we approach the excitement of the Kentucky Derby, there’s an interesting parallel between horse racing and the journey of purchasing your first home. Both involve preparation, strategy, and…
Blossoming into Homeownership: How Upcoming Community Events and Spring Gatherings Can Help You Find Your Dream Neighborhood
Introduction Spring is a season of renewal, and for many, it’s the perfect time to explore the possibility of homeownership. As the flowers bloom and the weather warms up, neighborhoods…
Much Calmer Week (Relatively) With Much Lower Rates
First things first, due to the market’s reaction to the Iran war, mortgage rates remain much higher than they were at the end of February. That said, they definitely did…
What Is a Perc Test and Why It Matters
If you’re buying land or planning to build a home in North Florida or South Georgia (or anywhere, really), there’s one crucial step you shouldn’t overlook: the perc test…
Earth Day Homebuying: Eco-Friendly Features to Look for When Choosing Your New Home This Season
Introduction As Earth Day approaches on April 22, it’s a perfect time for homebuyers to consider how their new home can contribute to environmental sustainability. The choices you make when…
Mastering the Homebuying Sprint: Essential Steps to Be Closing-Ready Before Memorial Day Weekend
Introduction As Memorial Day weekend approaches, many potential homebuyers are eager to settle into their new homes in time to enjoy the long-awaited summer months. If you’re considering purchasing a…
March is Regime Change Month For Mortgage Rates
March is Regime Change Month For Rates While the word “regime” is often seen in a geopolitical context, it’s also common in financial markets. With respect to mortgage rates, the…
Brighter Days Ahead: Preparing Your Finances for a Smooth Mortgage Pre-Approval Before Easter
Understanding the Mortgage Pre-Approval Process As we look forward to the brighter days of spring and the upcoming Easter celebrations, it could be the perfect time to start preparing for…
