Skip to content

Mortgage, Housing, and Finance News from the Southeast and Beyond

My blog articles are written to help all kinds of homebuyers in the Southeastern states where I lend with a focus on real estate in Southeast Georgia and Northeast Florida.

Want to get notified of new articles and get other helpful mortgage and real estate information? Contact me today to get added to my mailing list.

Read the Articles
Stephen Moreno - Georgia Mortgage Consultant
Everyone Won Last Week’s Round of Deal or No Deal

Everyone Won Last Week’s Round of Deal or No Deal

  Since late March, markets have had repeated opportunities to play deal or no deal when it comes to ending the Iran war. Sometimes we won. Sometimes we lost. Last…

Summer Renovations and Refinancing: Funding Your Home Improvement Projects Ahead of the Independence Day Holiday

Summer Renovations and Refinancing: Funding Your Home Improvement Projects Ahead of the Independence Day Holiday

Introduction With the Independence Day holiday just around the corner, many homeowners are considering home improvement projects to enhance their living spaces. Summer is an ideal season for renovations, and…

Homebuyer’s Mid-Summer Checklist: Essential Steps to Close Before the Back-to-School Rush

Homebuyer’s Mid-Summer Checklist: Essential Steps to Close Before the Back-to-School Rush

Introduction As June unfolds and summer is in full swing, many families are considering making a move before the school year begins. The mid-summer months offer a unique opportunity to…

4th of July Financial Freedom: Essential Mortgage Tips for Aspiring Homebuyers During the Summer Fever

4th of July Financial Freedom: Essential Mortgage Tips for Aspiring Homebuyers During the Summer Fever

Introduction As we approach the 4th of July, a time synonymous with celebrating freedom and independence, many of us reflect on personal goals, including financial independence and homeownership. For aspiring…

Summer Solstice Savvy: Timing Your Home Purchase for Maximum Benefit in the Longest Days of the Year

Summer Solstice Savvy: Timing Your Home Purchase for Maximum Benefit in the Longest Days of the Year

Embracing the Summer Solstice for Your Home Purchase As we approach the summer solstice, the longest day of the year, many people find themselves with extra hours of daylight to…

June Weddings to New Beginnings: What Prospective Homebuyers Need to Know This Season

June Weddings to New Beginnings: What Prospective Homebuyers Need to Know This Season

June Weddings and New Home Beginnings As we approach the summer season, many couples are busy planning their June weddings, a time often associated with fresh starts and new beginnings…

Mortgage Rate Chart May 18, 2026

Mortgage Rates Jump to 9-Month Highs

Ask any parent. A lot can change in 9 months. Same story for mortgage rates. During that time, the average 30yr fixed rate dropped 0.65% only to move back up…

Weekly Mortgage Market Update Graphic

Mortgage Rates Got The Memo

Wednesday ended up being the most interesting day of the week for rate movement thanks to headlines suggesting The U.S. and Iran were close to signing a one page memo…

Navigating the Spring Housing Rush: Insider Tips for Securing Your Dream Home Before Summer’s Heat

Navigating the Spring Housing Rush: Insider Tips for Securing Your Dream Home Before Summer’s Heat

Introduction As the flowers bloom and temperatures rise, the spring housing market is in full swing. This is a popular time for homebuyers to start their search, with the goal…

Memorial Day and Mortgage Moves: How to Choose the Right Loan Before Summer Begins

Memorial Day and Mortgage Moves: How to Choose the Right Loan Before Summer Begins

Introduction As Memorial Day approaches, many of us are not only reflecting on the sacrifices of our service members but also contemplating the start of the summer season. With warmer…

Mortgage Rates Jumped Last Week. The Trend Continues Today

Mortgage Rates Jumped Last Week. The Trend Continues Today

Mortgage Rates Jumped Last Week. The Trend Continues Today   Last week’s newsletter noted an exceptional lack of volatility, but the week ended up shifting gears in a noticeable way…

Cinco de Mayo to Closing: Celebrating Culture and Community While Navigating Your Homebuying Journey

Cinco de Mayo to Closing: Celebrating Culture and Community While Navigating Your Homebuying Journey

Celebrating Cinco de Mayo in Your New Community As we approach Cinco de Mayo, a vibrant celebration of Mexican culture and heritage, it’s a wonderful reminder of the importance of…

Back To Top