Contact Us - Saint Simons Mortgage - Serving the Southeast

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Contact Me

Feel free to call, text, or email me anytime!

Office Location

621 Ocean Blvd
Saint Simons Island, GA 31522

Office

(912) 771-2115

Mobile

(229) 942-5570

Send a Message

smoreno@cchl.com

Book an Appointment

View My Online Calendar

Request an Intro Meeting Below.

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What are your goals?
We are committed to helping you reach them.
Purchase or Refinance
- I want to purchase
- I want to refinance

Where is the home located? City or Zip Code
City or Zip Code*

What type of home is it?
- Single Family
- Townhouse
- Condominium
- Multi-Family

Where are you in the process?
- Signed a purchase or construction contract
- Found a home
- Looking to buy or build within one month
- Looking to buy or build in 1 to 3 months
- Looking to buy or build in more than 3 months

How do you plan to use your new home?
- Primary Residence
- Vacation Property
- Investment Property

Have you or your spouse served in the US military?
Veterans and active US military may be eligible for a $0 down VA loan when purchasing a home.
- Yes
- No

Are you actively working with a real estate agent or builder?
- Yes
- No

Is this your first time purchasing a home?
- Yes
- No

What is the approximate purchase price of the new property?
(it's OK to estimate)
What is the estimated value of your property?
Use the slider to select the price range of homes you're interested in (it's OK to estimate)

How much do you have for a down payment?
(it's OK to estimate)
What is the balance of your first mortgage?
(It's OK to estimate)

What is the interest rate of your first mortgage?
(It's OK to estimate)

Do you have a second mortgage?
- Yes
- No

How much additional cash do you wish to borrow?
(It's OK to estimate or if no cash-out leave at $0)

What is your current employment status?
- Employed
- Self-Employed/1099 Independent Contractor
- Retired

What is your household gross (before taxes) annual income?
- Less than $30,000
- $30,000 - $50,000
- $50,000 - $75,000
- $75,000 - $100,000
- Greater than $100,000

What is your credit score?
- Excellent 740+
- Good 700-739
- Average 660-699
- Fair 600-659
- Poor < 600

Have you had a bankruptcy or foreclosure in the past 3 years?
- Yes
- No

What is your first name?*
What is your last name?*

What is your email address?*
What is your phone number?*
How did you hear about us?*
- Realtor Referral
- Online
- Word of Mouth
- Other

(Get a Personalized Quote and Expert Advice Today.)

What are your goals? Everyone is unique. Request your personalized rates and fees.

About Us

Capital City Home Loans is far more than a trusted full-service lender that offers a suite of mortgage loan options. We offer Conventional, FHA, VA, Jumbo, USDA, Construction-Perm, Specialty Non-QM Loans, HELOCs, HELOANs, and Portfolio Mortgage Loan Products. I lend in Georgia, Florida, Alabama, Tennessee, South Carolina, North Carolina, Maryland, Mississippi, and Virginia. Our team offers decades of experience, an individualized approach and flexible loan programs. You can rely on us to be the mortgage partner you need in any circumstance.

Company NMLS# 75615
MLO NMLS# 761190

Top 15% of Mortgage Originators 9 Years in a Row!

Contact Us

621 Ocean Blvd
Saint Simons Island, GA 31522
(912) 771-2115
Email Us Today

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Loan Options

Conventional Mortgages
Construction & Rehab Loans
Jumbo Home Loan
Vacation & Investment Properties
FHA Home Loan
VA Home Loan
USDA Loan
First Time Home Buyers
Portfolio & Non-QM Loans
Refinance

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Stephen Moreno, IV Mortgage Consultant | Sales Manager Capital City Home Loans, LLC NMLS #75615 | MLO NMLS #761190

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.

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