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Mortgage Loan Programs for Vacation and Investment Homes

We offer traditional and specialized mortgage loans to purchase your next vacation home or investment property. Read below and let’s talk about your real estate goals.

Investment Property Loan

Ready to reach financial independence through real estate? Whether you are looking for an investment property or a vacation home to spend relaxing days, we will bring the same level of personalized attention and service to all of your real estate purchases.

Your dream home might be within reach! Capital City Home Loans can help finance your vacation and investment properties on Saint Simons, Jekyll Island, Brunswick, and all over the Southeast. Our prequalification process will ensure that you are ready to buy and we can help you find a real estate agent to meet your needs.

Mortgage Loan Programs for Vacation and Investment Homes

30-Year Loan

Take advantage of low rates by locking into a low payment with a traditional 30-year loan.

You may be able to qualify for owner-occupied financing with lower interest rates, based on your use of the home. Talk to me to find out what programs offer the best terms for your situation.

15-Year Loan

Get the same security of a 30-year fixed rate mortgage, but pay your mortgage off in half the time. This means paying less in interest and owning your home sooner! This translates to greater monthly income from your investment.

Portfolio & Jumbo Loans

Capital City offers an expansive menu of specialized home loans for buyers who may not fit the traditional mold for Fannie Mae and Freddie Mac guidelines. Bank Statement, DSCR, Investor Cash Flow, and Jumbo products are just a few we have to offer.

Get Pre-Qualified

Great vacation and investment properties are out there but are often purchased by buyers “in the know” quickly. Increase your bargaining power by getting pre-qualified with us today.

Get started today!

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

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