Mortgage Rates Got The Memo
Wednesday ended up being the most interesting day of the week for rate movement thanks to headlines suggesting The U.S. and Iran were close to signing a one page memo to end the war. The new week is starting out…
Navigating the Spring Housing Rush: Insider Tips for Securing Your Dream Home Before Summer’s Heat
Introduction As the flowers bloom and temperatures rise, the spring housing market is in full swing. This is a popular time for homebuyers to start their search, with the goal of moving in before the height of summer. However, the…
Memorial Day and Mortgage Moves: How to Choose the Right Loan Before Summer Begins
Introduction As Memorial Day approaches, many of us are not only reflecting on the sacrifices of our service members but also contemplating the start of the summer season. With warmer weather on the horizon, it’s an ideal time to consider…
Mortgage Rates Jumped Last Week. The Trend Continues Today
Mortgage Rates Jumped Last Week. The Trend Continues Today Last week’s newsletter noted an exceptional lack of volatility, but the week ended up shifting gears in a noticeable way. Monday was actually an extension of last week’s ultra-narrow range…
Cinco de Mayo to Closing: Celebrating Culture and Community While Navigating Your Homebuying Journey
Celebrating Cinco de Mayo in Your New Community As we approach Cinco de Mayo, a vibrant celebration of Mexican culture and heritage, it’s a wonderful reminder of the importance of community in our lives. For many, purchasing a home is…
May 2026 Mortgage Check-In: Evaluating the Benefits of Refinancing Before Rates Change
Introduction As we step into May 2026, it’s an ideal time for homeowners to evaluate their current mortgage situation. With potential changes in the financial landscape, particularly interest rates, refinancing might be a beneficial option to consider. Understanding the advantages…
Tune Into Homeownership: How the Upcoming Kentucky Derby Can Teach First-Time Buyers About Racing to the Finish Line
Introduction As we approach the excitement of the Kentucky Derby, there’s an interesting parallel between horse racing and the journey of purchasing your first home. Both involve preparation, strategy, and a clear path to the finish line. For first-time homebuyers,…
Blossoming into Homeownership: How Upcoming Community Events and Spring Gatherings Can Help You Find Your Dream Neighborhood
Introduction Spring is a season of renewal, and for many, it’s the perfect time to explore the possibility of homeownership. As the flowers bloom and the weather warms up, neighborhoods come alive with community events and gatherings. These events provide…
Much Calmer Week (Relatively) With Much Lower Rates
First things first, due to the market’s reaction to the Iran war, mortgage rates remain much higher than they were at the end of February. That said, they definitely did not move higher this past week. You may have seen…
What Is a Perc Test and Why It Matters
If you’re buying land or planning to build a home in North Florida or South Georgia (or anywhere, really), there’s one crucial step you shouldn’t overlook: the perc test. With many properties in this region located outside city limits…
