Mortgage Rates Jump to 9-Month Highs
Ask any parent. A lot can change in 9 months. Same story for mortgage rates. During that time, the average 30yr fixed rate dropped 0.65% only to move back up just as much as of the end of the week…
Mortgage Rates Got The Memo
Wednesday ended up being the most interesting day of the week for rate movement thanks to headlines suggesting The U.S. and Iran were close to signing a one page memo to end the war. The new week is starting out…
Mortgage Rates Jumped Last Week. The Trend Continues Today
Mortgage Rates Jumped Last Week. The Trend Continues Today Last week’s newsletter noted an exceptional lack of volatility, but the week ended up shifting gears in a noticeable way. Monday was actually an extension of last week’s ultra-narrow range…
Much Calmer Week (Relatively) With Much Lower Rates
First things first, due to the market’s reaction to the Iran war, mortgage rates remain much higher than they were at the end of February. That said, they definitely did not move higher this past week. You may have seen…
What Is a Perc Test and Why It Matters
If you’re buying land or planning to build a home in North Florida or South Georgia (or anywhere, really), there’s one crucial step you shouldn’t overlook: the perc test. With many properties in this region located outside city limits…
March is Regime Change Month For Mortgage Rates
March is Regime Change Month For Rates While the word “regime” is often seen in a geopolitical context, it’s also common in financial markets. With respect to mortgage rates, the most recent regime involved steady improvement starting in May 2025…
The Fed is Cutting Rates, But Not Mortgage Rates!
The Fed is Cutting Rates, But Not Mortgage Rates! National Mortgage Rate Survey Data Source:Â Mortgage News Daily *Rates can vary significantly with different credit scores, down-payments, property types, and a variety of other factors. The below are all based on…
Mortgage Rates Aren’t Too Far From 3 Year Lows
Mortgage Rates Aren’t Too Far From 3 Year Lows National Mortgage Rate Survey Data Source:Â Mortgage News Daily *Rates can vary significantly with different credit scores, down-payments, property types, and a variety of other factors. The below are all based on…
Mortgage Rate Update – Oct 14, 2025
Lowest Rates Since Fed Day After New Tariff Escalation National Mortgage Rate Survey Data Source:Â Mortgage News Daily *Rates can vary significantly with different credit scores, down-payments, property types, and a variety of other factors. The below are all based on…
Supporting Local Businesses as a New Homeowner
Becoming Part of the Community Buying a home isn’t just about moving into a new space—it’s about becoming part of a community. Whether you’ve moved across town or across the country, one of the best ways to feel settled and…
