Improving Credit Scores
Improving Credit Scores - How to Raise Your Score Improving Credit Scores can be easy if you know what to do. You can start by using a consumer credit website such as Credit Karma to review your credit score and…
Non-QM Mortgage Loans
Non-QM Mortgage Loans After the mortgage crisis of 2008, several new laws were enacted to help keep such a crisis from ever occurring again. The biggest act was the Dodd-Frank Wall Street Reform and Consumer Protection Act. This act addressed…
Lender Paid Mortgage Insurance: Should you use it?
Lender Paid Mortgage Insurance Whenever you purchase a home with a down-payment of less than 20%, mortgage insurance is most likely going to be required by your lender. Government mortgages (USDA, FHA, & VA) all have their own mortgage insurance…
Real Estate Bubble….Or Not?
There's a lot of talk in the mortgage and real estate market about whether the recent run-up in housing prices is a "market bubble" comparable to 2008. While housing prices have increased dramatically in the last 12 months, I'm not…
What’s the Best Way to Improve Your Credit Score for a Mortgage?
Why should you improve your credit score? Improving your credit score for a mortgage can be one of the most efficient ways to improve your monthly payment, interest rate, and borrowing costs without making a huge down-payment. Qualifying for a…
Mortgage PrePayment Penalties – Are They Real?
A Mortgage PrePayment Penalty? Will an early pay-off of your mortgage result in a financial penalty? The quick answer is, not in most cases. One question that I frequently hear from my clients is "Will my mortgage have a…
Mortgage Market Rate Update
For the week of November 7, 2016 – Vol. 14, Issue 45 >> Mortgage Market Update QUOTE OF THE WEEK... "A day without laughter is a day wasted." --Charlie Chaplin, English comic actor, filmmaker and composer INFO THAT HITS US WHERE…
Mortgage Market Update
For the week of October 31, 2016 – Vol. 14, Issue 44 >> Market Update QUOTE OF THE WEEK... "Remember that happiness is a way of travel, not a destination." --Roy Goodman, American politician INFO THAT HITS US WHERE WE LIVE…
Inside Mortgage Lending Newsletter
For the week of August 15, 2016 – Vol. 14, Issue 33 >> Mortgage Lending Market Update QUOTE OF THE WEEK... "The way I see it, if you want the rainbow, you gotta put up with the rain." --Dolly Parton, American…
Quick Ways to Improve Your Credit Scores
Sometimes it's necessary to find quick ways to improve your credit scores. I see this a lot when customers have a score that falls below a minimum threshold for a mortgage loan program but need to qualify quickly to get…
