Coronavirus (COVID-19) and the global market turmoil it has created have had quite an impact on the mortgage industry. We have seen the biggest swings in mortgage interest rates at the fastest paces of all time. Rates have moved more…
Should I Rent a Home or Own A Home? Are you currently renting your home, but thinking of making the jump into home ownership? It can be a scary proposition and without the right guidance, it may be a…
TALLAHASSEE, Fla. — Capital City Bank (CCBG) today announced its entry into a definitive agreement with BrandMortgage, whereby CCB will acquire 51% ownership of BrandMortgage. This strategic alliance reflects a shared commitment by both companies to deliver the highest quality mortgage…
Mortgage Rates at Historic Lows If you took out a mortgage in 2018, now could be the right time to consider refinancing it, according to recent data from Black Knight. The property analytics firm's latest Mortgage Monitor Report reveals that today's prevailing…
How Do You Cancel Mortgage Insurance? Private mortgage insurance, or PMI for short, is a type of insurance that is generally required on a mortgage if you make a down-payment of less than 20% of the purchase price of your…
Conforming Mortgage Loan Limits Increased for 2019 Housing prices continue to rise The Federal Housing Finance Agency (FHFA) has announced the maximum conforming mortgage loan limits for any mortgages backed and secured by Fannie Mae (FNMA) and Freddie Mac (FHMC).…
HELPING YOU FINANCE YOUR RURAL DREAM HOME Our RuraLiving® Mortgage is specifically designed for Rural Homes and Hobby Farm properties that often fall outside traditional guidelines. The RuraLiving® home mortgage product is offered through BrandMortgage and serviced by Compeer Financial.…
Correspondent Mortgage Lenders There are three different financial institutions that make mortgage loans: direct lenders, mortgage brokers, and correspondent mortgage lenders. All three can help you get a new mortgage, but how do they differ, and why does a correspondent…
A Mortgage PrePayment Penalty? Will an early pay-off of your mortgage result in a financial penalty? The quick answer is, not in most cases. One question that I frequently hear from my clients is "Will my mortgage have a…
With the news this week that FHA is lowering it's monthly mortgage insurance, there will undoubtedly be renewed interest in its mortgage loan product. FHA mortgage loans are particularly attractive to first-time home buyers and to buyers who may have…
