Finding a home and making an offer
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
Why American’s Call Real Estate “The most favored long-term investment”
WHY AMERICANS CALL REAL ESTATE THE BEST INVESTMENT The latest Economy and Finance survey from Gallup reports 35% of Americans named real estate “the most favored long-term investment,” a position it’s held since 2013. More than one-third of Americans go…
How to pick the right real estate agent
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
How to Solve an Appraisal Gap
In today's real estate market in Southeast Georgia, North Florida, and across the country, sellers are getting a premium price for their homes. We are seeing offers at $10k - $50k over list price just to win the deal. When…
Two major items home buyers need to think about before contacting a realtor.
Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership.…
Selling (or Buying) in Peak Real Estate Season
Produce has a season. So do sports. But did you know that real estate has a peak season as well? People buy and sell homes all year long but there are certain times of the year when more transactions are…
Real Estate Bubble….Or Not?
There's a lot of talk in the mortgage and real estate market about whether the recent run-up in housing prices is a "market bubble" comparable to 2008. While housing prices have increased dramatically in the last 12 months, I'm not…
What’s the Best Way to Improve Your Credit Score for a Mortgage?
Why should you improve your credit score? Improving your credit score for a mortgage can be one of the most efficient ways to improve your monthly payment, interest rate, and borrowing costs without making a huge down-payment. Qualifying for a…
Chenoa Down Payment Assistance Program – 100% Financing
For many first time homebuyers, saving up with the down-payment for a new home purchase can be the biggest hurdle to owning a home. Fortunately, Capital City Home Loans has partnered with the Chenoa Fund to offer 100% financing for…
A Step-by-Step Guide to Shopping for a New Home in Georgia & Florida
Whether this is your first or tenth home purchase, shopping for a new home in Georgia and Florida is an exciting time. It can also be a stressful and lengthy process. This guide can help you stay on track and…
