Many potential homeowners look at housing inventory, interest rates, and market factors to decide when the time is right to buy a home. Personal goals and circumstances also play a big role. We’ve listed all of the things you may…
Investor Cash Flow Mortgage Many of our real estate investor clients on Saint Simons Island, Brunswick (and all over the Southeast) are looking for alternatives to traditional Fannie Mae and Freddie Mac investment property mortgages. Our Investor Cash Flow (or…
The real estate market in Saint Simons Island, Southeast Georgia, and the rest of the country continues to be plagued by low-inventory and high home prices. To add insult to injury, mortgage rates have skyrocketed above 5% and are now…
Non-QM Mortgage Loans After the mortgage crisis of 2008, several new laws were enacted to help keep such a crisis from ever occurring again. The biggest act was the Dodd-Frank Wall Street Reform and Consumer Protection Act. This act addressed…
How do you get a low down-payment construction loan? Inventory in the housing market has gotten tight in Glynn County and elsewhere, so many savvy buyers are now looking at building their own custom homes. What's better than making…
Is a Renovation Mortgage Right For You? Georgia housing inventories have been quietly tightening and housing prices have been steadily rising. These two factors have combined to make it difficult for so-called "move up buyers" to transition from their first…
Lender Paid Mortgage Insurance Whenever you purchase a home with a down-payment of less than 20%, mortgage insurance is most likely going to be required by your lender. Government mortgages (USDA, FHA, & VA) all have their own mortgage insurance…
What is mortgage insurance and how does it work? A common question for many homebuyers is "what is mortgage insurance?". The Consumer Financial Protection Bureau defines it as this: Mortgage insurance lowers the risk to the lender of making a…
Curb appeal is one of the biggest factors when selling a home. Keeping the exterior of your home tidy and aesthetically pleasing can keep your neighborhood beautiful, encourage other homeowners to take pride in their homes, and attract more buyers…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
