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Mortgage Rate Update – Sept 15th, 2025

Job Count and Mortgage Rates Go Cliff-Diving National Mortgage Rate Survey Data Source: Mortgage News Daily *Rates can vary significantly with different credit scores, down-payments, property types, and a variety of other factors. The below are all based on best-case scenarios. This…

How to Use a Mortgage Calculator to Plan Your Home Purchase

Why a Mortgage Calculator Matters Buying a home is one of the biggest financial decisions you’ll ever make—and it’s important to go in with a clear picture of what your monthly payments might look like. That’s where a mortgage calculator…

Georgia Mortgage Market Weekly Update

Job Count and Mortgage Rates Go Cliff-Diving National Mortgage Rate Survey Data Source: Mortgage News Daily *Rates can vary significantly with different credit scores, down-payments, property types, and a variety of other factors. The below are all based on best-case scenarios. This…

Low Jumbo Mortgage Rates

Capital City Home Loans is proud to announce an exciting enhancement to our Portfolio Select Jumbo Loan Program! Just in time for spring market to hit…. we’ve got some game-changing updates to share! Effective for all new applications on or…

Common Mortgage Myths Debunked

When it comes to getting a mortgage, there’s no shortage of misinformation. Many homebuyers, especially first-timers, hesitate to apply because they believe common myths that simply aren’t true. To help you move forward with confidence, let’s debunk some of the…

What the Current Drop in Mortgage Rates Could Mean for the Housing Market

Fluctuations in mortgage rates can significantly impact the housing market. Recently, there has been a drop in rates, and this change brings both opportunities and challenges for buyers, sellers, and industry professionals alike. For potential homebuyers, a drop in mortgage…

Slash Years of Your Mortgage With Bi-Weekly Mortgage Payments

Slash Years Off Your Mortgage and Save Thousands: The Power of Bi-Weekly Payments For many, homeownership represents the pinnacle of the American dream. However, the accompanying mortgage can feel like a marathon, a long-term financial commitment that stretches for years,…

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