How do you get a low down-payment construction loan? Inventory in the housing market has gotten tight in Glynn County and elsewhere, so many savvy buyers are now looking at building their own custom homes. What’s better than making…
Is a Renovation Mortgage Right For You? Georgia housing inventories have been quietly tightening and housing prices have been steadily rising. These two factors have combined to make it difficult for so-called “move up buyers” to transition from their first…
Lender Paid Mortgage Insurance Whenever you purchase a home with a down-payment of less than 20%, mortgage insurance is most likely going to be required by your lender. Government mortgages (USDA, FHA, & VA) all have their own mortgage insurance…
What is mortgage insurance and how does it work? A common question for many homebuyers is “what is mortgage insurance?”. The Consumer Financial Protection Bureau defines it as this: Mortgage insurance lowers the risk to the lender of making a…
Curb appeal is one of the biggest factors when selling a home. Keeping the exterior of your home tidy and aesthetically pleasing can keep your neighborhood beautiful, encourage other homeowners to take pride in their homes, and attract more buyers…
Did your offer get accepted? If so, congratulations! One of the first major items in the escrow process is the home inspection. Hopefully you took some time for yourself to have a quick celebration but with the escrow clock ticking…
In earlier posts we discussed finding the right lender and realtor. Now it is time to move on to the most exciting and sometimes nerve racking part of the home buying process. It is time to search for that home…
WHY AMERICANS CALL REAL ESTATE THE BEST INVESTMENT The latest Economy and Finance survey from Gallup reports 35% of Americans named real estate “the most favored long-term investment,” a position it’s held since 2013. More than one-third of Americans go…
In our last post we talked about the pre-approval and how the two most important items that any potential home buyer needed to focus on first was their credit and their pre-approval. Assuming all looked good in those areas, the…
In today’s real estate market in Southeast Georgia, North Florida, and across the country, sellers are getting a premium price for their homes. We are seeing offers at $10k – $50k over list price just to win the deal. When…
