Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For Sale signs your idea of a perfect Saturday afternoon? If so, you may be ready to buy a house. Here…
One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house you can afford, what types of loan you use, and how long you need to wait to become a homeowner…
Mortgage rates have fallen to all-time lows, and 30 year fixed rates are available in the mid 2’s and lower! How much would it cost you if rates go up, home prices continue to rise, or worse – both happen?!…
Watch this video for a demonstration of how to setup electronic consent, your username, and password for the Capital City Home Loans secure portal: Setting up usernames and passwords can be a frustrating experience, but these extra layers of passwords…
Mortgage forbearance and deferrals are temporary suspensions of your monthly mortgage payment during the COVID-19 pandemic. What does it mean to ask for one, and how do they work? #forbearance #mortgage #COVID-19
Coronavirus (COVID-19) and the global market turmoil it has created have had quite an impact on the mortgage industry. We have seen the biggest swings in mortgage interest rates at the fastest paces of all time. Rates have moved more…
Should I Rent a Home or Own A Home? Are you currently renting your home, but thinking of making the jump into home ownership? It can be a scary proposition and without the right guidance, it may be a…
TALLAHASSEE, Fla. — Capital City Bank (CCBG) today announced its entry into a definitive agreement with BrandMortgage, whereby CCB will acquire 51% ownership of BrandMortgage. This strategic alliance reflects a shared commitment by both companies to deliver the highest quality mortgage…
Mortgage Rates at Historic Lows If you took out a mortgage in 2018, now could be the right time to consider refinancing it, according to recent data from Black Knight. The property analytics firm’s latest Mortgage Monitor Report reveals that today’s prevailing…
How Do You Cancel Mortgage Insurance? Private mortgage insurance, or PMI for short, is a type of insurance that is generally required on a mortgage if you make a down-payment of less than 20% of the purchase price of your…
