How Long Does It Take to Buy a House?
The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have to start over. How long should you expect it to take to buy a home from start to finish? The…
How to Get Your House Ready to Sell
You’ve mastered the process of home buying, but are you ready to be a seller when it’s time to move out? Believe it or not, selling your home can be just as much work as buying. Here is a handy…
Negotiating a House Price as a Buyer
Buying or selling a home often comes with some negotiation. In fact, it is expected and normal for both parties to set a price higher (seller) or make an offer lower (buyer) than they are ultimately willing to accept. If…
What Is the Average Down Payment for a Home?
One of the biggest hurdles to homeownership is saving up the all-important down payment. It can impact how much house you can afford, what types of loan you use, and how long you need to wait to become a homeowner…
How to Know When You Should Buy a House
Do you enthusiastically pore over home listings on online platforms in your spare time? Is driving around looking for For Sale signs your idea of a perfect Saturday afternoon? If so, you may be ready to buy a house. Here…
Mortgage rates are at all-time lows. Are you missing out?
Mortgage rates have fallen to all-time lows, and 30 year fixed rates are available in the mid 2’s and lower! How much would it cost you if rates go up, home prices continue to rise, or worse – both happen?!…
How to Setup Electronic Consent for Your Mortgage Application
Watch this video for a demonstration of how to setup electronic consent, your username, and password for the Capital City Home Loans secure portal: Setting up usernames and passwords can be a frustrating experience, but these extra layers of passwords…
How Do Mortgage Forbearance and Deferrals Work?
Mortgage forbearance and deferrals are temporary suspensions of your monthly mortgage payment during the COVID-19 pandemic. What does it mean to ask for one, and how do they work? #forbearance #mortgage #COVID-19
How is the Coronavirus Affecting the Mortgage and Real Estate Market?
Coronavirus (COVID-19) and the global market turmoil it has created have had quite an impact on the mortgage industry. We have seen the biggest swings in mortgage interest rates at the fastest paces of all time. Rates have moved more…
Should I Rent or Should I Own?
Should I Rent a Home or Own A Home? Are you currently renting your home, but thinking of making the jump into home ownership? It can be a scary proposition and without the right guidance, it may be a…
