Many people find it useful to have a checklist and on any good checklist these 2 items should be the first items on that list. as they are essential to getting the ball rolling on your dream of home ownership…
Produce has a season. So do sports. But did you know that real estate has a peak season as well? People buy and sell homes all year long but there are certain times of the year when more transactions are…
There’s a lot of talk in the mortgage and real estate market about whether the recent run-up in housing prices is a “market bubble” comparable to 2008. While housing prices have increased dramatically in the last 12 months, I’m not…
Why should you improve your credit score? Improving your credit score for a mortgage can be one of the most efficient ways to improve your monthly payment, interest rate, and borrowing costs without making a huge down-payment. Qualifying for a…
For many first time homebuyers, saving up with the down-payment for a new home purchase can be the biggest hurdle to owning a home. Fortunately, Capital City Home Loans has partnered with the Chenoa Fund to offer 100% financing for…
Whether this is your first or tenth home purchase, shopping for a new home in Georgia and Florida is an exciting time. It can also be a stressful and lengthy process. This guide can help you stay on track and…
If you have received your Closing Disclosure from your lender, you are almost done with your home buying journey. The Closing Disclosure, provided at least three full days before closing when you sign the final purchase documents, means that you…
Ready to purchase your first home? Use this easy-to-follow First-Time Homebuyer’s Checklist to navigate the path to home ownership. Get Pre-approved by a Lender: Meet with a few potential lenders to see what terms they can offer and how easy…
Before you begin your new home search, talk to a lender about getting preapproved for a mortgage. This important step can save you time in negotiations and keep your search on target and within budget. What exactly is a preapproval…
Buying a home is a big purchase, one that takes time to save up to afford. Many homebuyers use a mortgage to finance the majority of the cost, but still need to save up a down payment. Here are five…
